Insurance Bad Faith Attorney in Colorado

Signs of Insurance Company Bad Faith

• The insurance company delays, discounts, or denies payments without a reasonable basis for the delay, discount, or denial. For instance, your insurance company my depreciate labor on a homeowner’s policy claim. Or the insurance company may deny your claim without stating a reason for the denial. Or your insurance company may simply refuse to respond to your claim promptly.

• The insurance company fails to affirm or deny coverage of claims within a reasonable time after receiving the claim and proof of loss.

• The insurance company fails to do a proper, prompt, and thorough investigation as to damages and liability, and determines coverage does not apply based on the improper investigation.

• The insurance company harasses or uses intrusive or demeaning investigation methods and procedures.

• The insurance company wrongfully threatens not to pay the claim.

• The insurance company attempts to settle the claim for a very small amount, smaller than what would ever be considered reasonable.

• The insurance company advises you not to hire a lawyer.

• The insurance company retaliates after the policy holder makes a claim by unreasonably increasing premiums or canceling policies.

• The insurance company fails to promptly settle a claim where liability is reasonably clear..

• The insurance company misrepresents pertinent facts or insurance policy provisions relating to the coverage at issue.